Journal of Innovations in Social and Applied Sciences

Double-blind peer review · Immediate open access

Volume 2 (2026), Issue 1 — July

Articles in This Issue 1

Pages 1-17

Scam calls and fraudulent text messages now reach large numbers of mobile phone owners in low- and middle-income economies, yet evidence on who receives them relies mostly on complaint registers, bank records, and single-country surveys that are diff...

mobile scams; fraud exposure; socioeconomic inequality; digital financial inclusion; con- sumer protection
CC-BY-4.0
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